HOW TO RECEIVE INTERNATIONAL PAYMENT IN GHANA 2025

 As long as you have a source of income abroad or on the internet in the form of a job you do that fetch you an income, you are to receive an international payment and it must be received with ease, many individuals receive money from abroad in Ghana and how they get it is a whole question for others as well.

Some people have been wondering how they will be able to receive money internationally into their accounts in Ghana, as a business owner or someone who works online for an international firm. Your payment must be received from abroad, and how to receive it has been a major problem for many, which is our major focus in this article.

One of the ways is to create an e-commerce store for your site or business. If you own one, after creating the e-commerce store and filling it with your product, you get to choose a payment gateway so you can accept payment online.

There are so many platforms that can be your payment gateway, but you need to be very careful with your choice, as some of these platforms come with big charges for their services. Also, check if that specific platform accepts international payments.

Now, let’s  talk about the 5 best ways to receive online payments in Ghana:

This platform was created in 2015 by a Nigerian technology company that solves payment problems for businesses, and it is trusted by many Ghanaians and businesses. They have a mission of making businesses in Africa loved and profitable. With PayTach, you can receive international payments and later transfer them to your bank account or any other account of your choice.

A Ghanaian is a founder of this amazing platform introduced by Pay Switch ltd It was introduced in 2015 by Kojo Choi. The teller presents an all-in-one payment channel experience where customers can pay from local and international cards like Visa and Mastercard. They also deal with mobile money.

3.  Flutter wave: 

This firm is also from Nigeria but based in San Francisco, California, USA, who has the largest footprint of any of the companies, it’s also a payment processor and they aim to make it easier for Ghanaians and Africans as a whole to establish global businesses that can make and accept payment globally, flutter wave is another way to receive payment internationally in Ghana is through this platform.

4. Express Pay: 

This company has one of the most popular payment apps in Ghana and they describe themselves as the best ecommerce marketplace and payment gateway providers, they are very genius in what they do and they have active since 2012, they are experts in solving key problems for market leaders, they can do the job for you as they claim to have staff who have more than 25 years’ experience.

5. Hubtel: 

This is so easy to use on your site or business. This platform aims to be Africa’s most loved firm that can help you send and receive funds across Africa and the world. They have currently opened shops in some parts of Africa that use their platform to make payments online.

These are some of the many platforms that can help you receive payment internationally if your customers or payer is familiar with them. There are many of these platforms, but that’s what we were able to gather.

Aside from other platforms, you can also receive international payments with your bank, and since it has become our main priority in this article, let’s find out.

With your bank account, one of the ways to receive money internationally is the use of MoneyGram and western union, since they are the two biggest money transfer companies in the world, they control 20% of the global remittance market, they are safe, fast and reliable company that helps people send and receive money from over 200 countries, it has become unfortunate for Ghanaians because they can only use the system to receive money only but can’t send, the service is opened to account holders and non-account holders who receive money from other countries with much benefits, there is no charges when receiving funds, you are to hold a bank account to receive money from the platform but if you don’t have, you can also receive as well but those with bank accounts enjoy more benefits the most.

To receive money from either MoneyGram or Western Union, there are some requirements you need to know to make the process successful.

You need a valid Government issued which the Ghana card can be of good help, a reference number of the transaction, receivers’ occupation and address, test question and answer, sender’s name address, amount sent, country of origin, purpose of funds, relationship to sender; all these can be done with your bank and it’s not something stressful.